Best Cheap Auto Insurance in Sacramento, CA
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As California’s state capital, Sacramento is known for its rivers and lakes, fresh food, diversity, and the California Gold Rush.
Located at the confluence of the Sacramento River and the American River, the area was first discovered by Spanish explorers in the early 1800s. By 1839, John Sutter arrived and established a fort. This fort later became a trading and mining center thanks to the California Gold Rush in 1849.
The city was incorporated on February 27, 1850. Sacramento was named the permanent state capital of California at the 1879 Constitutional Convention. The population continued to grow over the years because of railroad and agriculture opportunities.
During the Great Depression, President Franklin D. Roosevelt created New Deal projects in and around the Sacramento region.
Top Sacramento attractions include: Capitol Park, Crocker Art Museum, Midtown, Old Sacramento, California State Railroad Museum, Sutter’s Fort and Sacramento Zoo.
Sacramento is home to one major sports team, the Sacramento Kings (NBA). The team relocated from Kansas City in 1985. The city is also home to Triple A team River Cats, an affiliate of the San Francisco Giants as well as the Sacramento Republic FC, a soccer team in the United Soccer League.
Insurance Discounts in Sacramento
In California, a good driving record can earn you auto insurance discounts — up to 20 percent — under California law (Prop 103). Common insurance discounts from car insurance companies include:
- Good student
- Multiple policy
- Automatic payment
- Bundling auto with homeowners or renters
Remember that the best way to save money with auto insurance is to keep a clean driving record.
Driving Conditions in Sacramento
The Sacramento climate is classified as a Mediterranean climate. The annual high temperature is 73.6 degrees and the annual low temperature is 48.3 degrees. The summers are hot and dry while the winters are wet and mild. Tule fog is common during the winter months. Check the weather reports before traveling.
According to the 2015 Crime in the United States report, California had 1,024,914 accounts of property crime and 170,993 accounts of vehicle theft.
California Driver’s License
As a legal resident of California, you’ll need to obtain a California driver’s license. Those with a valid out-of-state license will need to make an appointment before visiting a DMV office as well as be required to pay an application fee and will need to pass a vision and written exam.
When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of California residency and proof of your Social Security number.
Seat Belt Laws
Seat belts are required for all drivers and passengers in California.
California law requires that all children under the age of 8 be properly restrained in an appropriate child seat in the backseat of a vehicle. However, children weighing 40 or more pounds or standing 40 or more inches taller are exempt. Children under 2 must ride rear-facing in an appropriate child passenger safety seat.
Cell Phone & Texting Laws
In California, drivers cannot call or text on a handheld device while driving.
In California, it’s unlawful to let a dog pursue a bear or bobcat at any time.
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95821, Sacramento, CA
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- 3400 WATT AVE STE 203
95821, Sacramento, CA
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- 4501 AUBURN BLVD STE 103
95841, Sacramento, CA
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