Best Cheap Auto Insurance in Toledo, OH
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Located on the western end of Lake Erie, Toledo is known for its glass industry and is “The Glass Capital of the World.”
Because of conflicts with Native Americans, settlement in Toledo did not happen until after Ohio became a state in 1803. Toledo was incorporated as a city in 1836, combining local cities in the area, Lawrence and Vistula.
Building the Erie Canal helped boost Toledo’s population in the mid 1800s, which evolved into a growing seaport. The addition of the railroad in Toledo helped bring various industries into the city, including carriage makers, breweries, furniture companies and glass companies.
During the late 19th century, Toledo became a target for the Progressive reformers and saw an influx of immigrants.
Toledo attractions include: Toledo Botanical Garden, Toledo Museum of Art, Toledo Zoo, Imagination Station, Wildwood Manor House and Maumee Bay Brew Pub.
The Toledo Speedway hosts local events, concerts and stock car racing. Toledo is also home to the AAA baseball affiliate of the Detroit Tigers, the Mud Hens. In addition, the Inverness Club has previously hosted six USGA events, including 1993 PGA Championship.
Toledo Driving Conditions
Toledo is classified as a humid continental climate. The annual high temperature is 61.5 degrees and the annual low temperature is 45.3 degrees. Summers are warm and humid, while the winters are cold and often snowy. Precipitation also varies during each season and Toledo is prone to severe storms.
The average commute in Toledo is 20 minutes, as drivers travel from both sides of the Ohio-Michigan border.
According to the 2015 Crime in the United States report, Ohio had 300,525 accounts of property crime and 17,229 accounts of vehicle theft. Within cities and metropolitan areas in Ohio, vehicle theft was reported 16,178 times.
Ohio Driver’s Licence
As a legal resident of Ohio, you’ll need to obtain an Ohio driver’s licence. You will need to bring your current out-of-state driver’s licence, proof of your full legal name, proof of your Social Security number, proof of Ohio residency and proof of citizenship or legal presence to the DMV.
In addition, you will have to take a vision screening and pass the knowledge test.
Seat Belt Laws
Every driver and front seat passenger must wear a seatbelt in Ohio. Violators may have to pay a fine, ranging from $20 to $30.
Children under 8 years old must ride in a booster seat or other appropriate child safety seat, unless they are 4 feet, 9 inches tall. Fines range from $25 to $75.
Cell Phone & Texting Laws
Though cell phone use is not banned in Ohio for adults, drivers under 18 years old are not allowed to use a cell phone while driving, unless for emergency purposes.
In 2013, Ohio passed a law banning texting while driving. This same law also prohibits drivers under the age of 18 to use cell phones or other mobile devices. Those under the age of 18 caught texting or using a cell phone while driving will face a $150 fine and 6 month license suspension. Adults caught texting and driving could face a fine of up to $150.
In Ohio, it is illegal for more than five women to live in a house together.
- Brooks Insurance Agency
- 1120 Madison Ave
43604, Toledo, OH
- Evans Insurance Group Corp. - Allstate Agent
- 1900 Monroe St
43604, Toledo, OH
- Fuller & Sons Insurance Agency
- 5660 Southwyck Suite 200A
43604, Toledo, OH