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Best Cheap Auto Insurance in Boston 02114

Are you looking for cheap auto insurance in Boston? Auto Insurance Center is here to provide you with the best cheap auto insurance rates and help you learn more about your city.

Boston is one of the oldest cities in the United States, known for key historical events, higher educational institutions and biotechnology industries.

Puritan colonists came to the Boston area in 1630, escaping religious persecution in Europe. They named the settlement Boston, after the town Boston in Lincolnshire, England.

Because of its location, Boston grew into a trading and commerce port with an emphasis on the shipbuilding industry and tea trades.

Boston played a pivotal role during the American Revolution being the site of events such as the Boston Massacre and Boston Tea Party which propelled colonist towards revolution. Many early Revolutionary War battles were fought in or near Boston, including the Battle of Lexington and Concord, Battle of Bunker Hill and the Siege of Boston.

After the war, Boston was one of the world’s wealthiest trading ports and its population continued to grow thanks to the Industrial Revolution and influx of European immigrants.

During the 19th and 20th centuries, Boston continued to grow into an educational and cultural capital.

Boston-area attractions include: Boston Common, Freedom Trail, Museum of Fine Arts, Faneuil Hall Marketplace, Paul Revere House, Old North Church, Fenway Park and Harvard University.

Boston is one of 13 U.S. cities to have a professional sports team from all four major sports organizations. These include Patriots (NFL), Red Sox (MLB), Celtics (NBA) and Bruins (NHL). Boston joins Chicago, Los Angeles and New York to be one of the four cities to have won a championship in all four major sports. In addition, Boston hosts the Boston Marathon, the world’s oldest annual marathon every April.

Boston Driving Conditions

Boston is classified as a humid continental climate. The annual high temperature is 58.7 degrees and the annual low temperature is 44.1 degrees. Summers are rainy, humid and warm while winters vary between periods of rain and snow, with cold temperatures. Because of its location on the Atlantic Ocean, Boston is prone to snow, rain and fog.

Drivers should check weather and road conditions before traveling. Although less common than other Atlantic cities, Boston is prone to the occasional tropical storm or hurricane.

Crime Statistics

According to the 2015 Crime in the United States report, Massachusetts had 114,871 accounts of property crime and 8,069 accounts of vehicle theft..

Massachusetts Driver’s License

As a legal resident of Massachusetts, you’ll need to obtain a Massachusetts driver’s license. Those with a valid out-of-state license will be required to pay an application fee.

When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of Massachusetts residency and proof of your Social Security number.

Seat Belt Laws

Massachusetts law requires drivers and all passengers to wear seat belts. Fines start at $25.

The Massachusetts Child Passenger Safety law states that all children riding in passenger vehicles must be in a federally approved child passenger restraint that is properly fastened and secured until they reach age 8 or stand 57 inches tall.

Cell Phone & Texting Laws

Texting is illegal in Massachusetts. Cell phone use is prohibited for drivers under 18. The state is currently working on a bill to ban handheld cell phone use while driving.

Odd Law

In Massachusetts, candy may not contain more than 1 percent alcohol.

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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