Best Cheap Auto Insurance in Philadelphia 19125
You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud.
To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.
I crashed my car Saturday. This is my story about Vince's office. Vince has been my agent for about 8 years now. I met him when I was buying a home. He now carries it all for me - home, life, car. I also referred him to a few friends. Vince has provided the most personalized Insurance service I've ever dealt with in my life. Everyone pays for insurance and wonders what they're getting for it. On the day to day stuff, he saves me money, and once, called me just to offer me a lower rate. A LOWER rate! Proactively! Now, on to what we care about - when you're in an accident. I crashed my car Saturday, which led me to write this. The first call I made was to 911, then to Vince. When he called me back, he proceeded to negotiate a deal for me with the collision center, handling every step. He got me the rental car - all lined up, and is now negotiating with the at fault driver's insurance company. I guess my point is, I'm not a number to Vince, and would heavily recommend him to anyone. My assumption is that whomever is writing the negative reviews has some personal vendetta, or maybe flexing internet muscles. I'm a real customer, with real support from Vince. If the rest of the insurance business held your hand like Vince does, the industry wouldn't have a bad wrap. Over and out.
We were a customer with state farm for years. Trusting their service and trusting we were getting a very competitive rate. In those years they never offer not even a candy. Here is why we went with another company. We were insuring two vehicles for over two years. One of the vehicles went down with a bad engine sitting in a mechanics bay for months. The very first day the car was diagnosed, we called state farm to inform that the car was inoperable and to take it off the policy (to save money (why pay the second premium on a car with a bad head gasket which i knew it was not being driven nor repaired for a couple of months). state farm requested the miles of the vehicle to make a note on the file as of why was being pulled from the policy. The miles were provided and supposedly they took it off the policy. The following months they kept billing us for the two cars which was not fair in my belief. I did my research, not to mention my experience in the automotive industry with other insurance carriers and i found out they were supposed to honor my request to remove the vehicle. They kept billing us for both cars. Not only that. On the one vehicle we kept in the policy, I decided to shop around and compare prices only to find out i was being overcharged more than $70.00 dollars a month for the one vehicle. Like a good neighboor State Farm is there to ripp you off. The comparison I did was using a declaration page from state farm so I can say it was apples to apples. same coverage for 70 dollars less a month. I had just made my payment 2 days before my comparison and decided to call state farm and cancel my policy. They said they will send a check for the non use of premium let me explain. My payments were made in advance on the 28th of every month. I made a pmt on the 28 and on the 1st of following month cancelled policy. they had more that 26 days of premium of my money, called the agent and he stated that state far will issue a check for non use of premium due to my cancellation. Finally the check arrived to my surprise it was a five dollar check. Yes $5.00 check. Then I called back and they treated me like i was not a customer anymore. Very different than the very first time we met. So, please if you are considering obtaining insurance, please stay away from Vince Ovecka's office (215) 739-0800 456 East Girard Avenue Philadelphia, PA 19125 They will ripp your heart out.