Best Cheap Auto Insurance in Columbia 21045
You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud.
To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.
I have been insured with his office for almost 17yrs. After moving and canceling my home owners policy with State Farm my car insurance sky rocketed to $840 bi-annually. I expected a bit of an increase. My multi-policy discount for both home and auto was around $530. But, a $300 rate hike. I have not received a speeding ticket or been in an accident in over 10 years. After calling the office and speaking to an employee, she stated that I lost my multi-policy and multi-vehicle discount. Multi-vehicle? I only own 1 car. Come to find out, they still showed I lived with my parents even though we had different addresses and both carried home owner's policies on 2 different addresses. When I questioned the employee, she stated they don't check their own records. And because I cancelled my home owners and said I was moving in with my fiancÃ©, she knew it wasn't with my parents. I am completely blown away. They are shady and claim ignorance/stupidity when you point out how their actions are unfounded. They don't care all they want is your money. Do not give these people your hard earned money. They do not care about you. No one cares that I cancelled my policy. Take your money and go to an agent that isn't a scam artist. I have.
I've been insured with Chuck Morgan's office for over 20 years and always receive excellent service!