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Best Cheap Auto Insurance in Virginia Beach 23464

Looking for cheap auto insurance in Virginia Beach? Auto Insurance Center will provide you with the best cheap auto insurance quotes.

As the most populous city in Virginia, Virginia Beach is a resort town and continues to be a popular vacation spot along the east coast.

Coined “America’s First Region”, English settlers arrived into the area in 1607, led by Captain Christopher Newport and John Smith. They first established the area under the name Jamestown. The area became an important port for English sailors and merchants.

During the American Revolution, French fleet led by Admiral Comte de Grasse blockaded the British fleet at the Virginia Beach port.

After the war, the city grew from an agricultural industry to a tourism industry thanks to the railroads. Virginia Beach was incorporated as a town in 1906 and incorporated as a city in 1952.

Today, tourism plays an important role in Virginia Beach, as more than 3 million people visit the area every year.

Top Virginia Beach attractions include: Virginia Beach boardwalk and Resort Beach, Virginia Aquarium and Marine Science Center, First Landing State Park, Sandbridge Beach, Chesapeake Bay Beach and Cape Henry Lighthouse.

Virginia Beach is home to the East Coast Surfing Championships and is North America’s oldest surfing contest. The area also hosts one of the largest annual half marathons, Rock ‘n’ Roll Half Marathon over Labor Day weekend.

Insurance Discounts in Virginia Beach

In Virginia, having a anti-theft device installed can earn you auto insurance discounts. Common insurance discounts from car insurance companies include:

  • Good student
  • Multi-car
  • Multiple policy
  • Automatic payment
  • Bundling auto with homeowners or renters
  • Paid-in-full

Remember that the best way to save money with auto insurance is to keep a clean driving record.

Virginia Beach Driving Conditions

The Virginia Beach climate is classified as humid subtropical. The annual high temperature 68.9 degrees and the annual low temperature 52.3 degrees. Summers are hot and humid while the winters are cool with minimal snowfall. Spring and summer see the most rainfall, and the area is prone to tropical storms and hurricanes along the Atlantic coast.

Virginia Beach is a resort town during the summer months and leads to more congested roads and delays in travel times.

Crime Statistics

According to the 2015 Crime in the United States report, Virginia had 156,470 accounts of property crime and 8,111 accounts of vehicle theft.

Virginia Driver’s License

As a legal resident of Virginia, you’ll need to obtain a Virginia driver’s license. Those with a valid out-of-state license will be required to pay an application fee and may need to pass a vision and written exam.

When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of Virginia residency and proof of your Social Security number.

Seat Belt Laws

Virginia law requires all front seat occupants of motor vehicles be restrained and passengers 0 to 18 be properly restrained in a child safety seat or seat belt.

Virginia’s child passenger safety law require all children under 8 to be properly secured in a child safety or booster seat, regardless of weight or height.

Cell Phone & Texting Laws

Drivers under 18 are prohibited from using their cell phones while driving.

Texting while driving in Virginia is illegal.

Odd Law

In Virginia Beach, drivers are not permitted to drive a vehicle past the same section of Atlantic Avenue within a three hour period in order to help prevent congestion in the city.

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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