Best Cheap Auto Insurance in Charlotte 28205
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While one of the nation’s fastest-growing metropolitan areas, Charlotte is known for its banking and health care industry.
The area was first inhabited by Catawba Native Americans along the river banks before European settlers arrived in 1567. The town was later incorporated as Charlotte Town, named after King George III’s wife in 1786.
After the war, gold was found in the area, helping boost the city’s population. Charlotte also got its nicknamed as “The City of Churches” with various churches established in town including: Episcopalian, Lutheran, Roman Catholic, Baptist, Methodist and Presbyterian.
During the Civil War, Charlotte was the home of the Confederate Navy Yard where munitions and gunpowder were manufactured.
The city continued to grow after the Civil War as it became a major cotton-processing center and railroad hub.
During the 1970s and 1980s, the banking industry grew thanks to financier Hugh McColl and his role in turning the North Carolina National Bank into part of Bank of America.
Charlotte attractions include: Mint Museum, Discovery Place, 7th Street Public Market, Levine Museum of the New South, Charlotte Motor Speedway, Freedom Park and the NASCAR Hall of Fame.
Charlotte has two professional sports teams, the Panthers (NFL) and Hornets (NBA). In addition, Charlotte is a major hub for American motorsports, and hosts various NASCAR series/events throughout the year.
Charlotte Driving Conditions
Charlotte is classified as a humid subtropical climate. The annual high temperature is 70.8 degrees and the annual low temperature is 48.8 degrees. Charlotte varies between ample rain storms and sunny days, with summers being hot and humid while the winters are mild and short. Charlotte can have frequent ice storms in the winter and drivers should check the weather and road reports before traveling.
According to an Allstate Insurance Survey, the average resident of Charlotte has an auto accident about every 8.1 years.
According to the 2015 Crime in the United States report, North Carolina had 276,183 accounts of property crime and 13,435 accounts of vehicle theft.
North Carolina Driver’s License
As a legal resident of North Carolina, you’ll need to obtain a North Carolina driver’s license. Those with a valid out-of-state license can forgo the vision and written test.
When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of North Carolina residency and proof of your Social Security number.
Seat Belt Laws
North Carolina law states that all front and back seat passengers 16 and older must wear their seat belts.
The North Carolina Child Passenger Safety Law requires children less than 16 to be properly restrained in age, weight and height appropriate restraint. A properly used car seat or booster seat is required for children under age 8 and weighing less than 80 pounds.
Cell Phone & Texting Laws
Texting is illegal in North Carolina. In 2017, a new bill was introduced that would make it illegal to use a phone while driving. Drivers under 18 are prohibited from using cell phones while driving.
In North Carolina, elephants may not be used to plow cotton fields.