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Best Cheap Auto Insurance in Orlando 32821

Want cheaper auto insurance in Orlando, Florida without sacrificing coverage and service? Auto Insurance Center is here to provide you with the best cheap auto insurance rates and quality service all while helping you learn more about your city.

Nicknamed “Theme Park Capital of the World,” Orlando is home to Walt Disney World, Universal Studios Florida and SeaWorld Orlando. As such, Orlando is one of the world’s most visited tourist destinations.

During the Seminole Wars, the U.S. Army built Fort Gatlin in the current Orlando area to help protect the settlers from Indian attacks. After the war, the Fort Gatlin area grew becoming known as Jernigan after the first permanent settlers, the Jernigan family. In 1857, the area’s name was changed the name to Orlando.

The railroad lines in the late 1800s help boost Orlando’s citrus economy as well as build up the city and increased the population.

By the 1960s, Walt Disney had built Walt Disney World on farmland near Orlando, which later opened the doors for more theme parks to be built in the Orlando area.

Besides theme parks, Orlando attractions include: Orlando Museum of Art, Dr. Phillips Center for the Performing Arts, Orlando Science Center, Orlando International Fringe Theater Festival and The Florida Mall.

Orlando currently has two major league professional sports teams, the Magic (NBA) and Orlando City SC (MLS).

Orlando Driving Conditions

Orlando is a humid subtropical climate with year-round sunny and mild weather. The average annual temperature of 72 degrees. Like other cities in Florida, the hot and rainy season last May through September, and is prone to tropical storms and hurricanes.

Traffic in Orlando is especially heavy during the summer months thanks to the influx of families visiting Orlando’s theme parks.

Crime Statistics

According to the 2015 Crime in the United States report, Florida had 570,270 accounts of property crime and 40,661 accounts of vehicle theft. Within cities and metropolitan areas in Florida, vehicle theft was reported 39,806 times.

Florida Driver’s Licence

As a legal resident of Florida, you’ll need to obtain a Florida driver’s licence. Those with a valid out-of-state driver’s licence or a Canadian operator’s license with a clean record are not required to take a knowledge or skills exam. If you have citations on your driving record, you may be required to take a written test. You will also be required to take a vision test.

Seat Belt Laws

In Florida, front seat passengers must wear seat belts. All passengers under 18 years old must wear a seat belt. Seat belt violations range from $30 to $100. Children 5 and under must be secured by a federally approved child safety seat or booster. At age 6, children are allowed to wear seat belts with a booster seat if they are at least 4 feet and 9 inches tall.

In Orlando city limits, drivers and passengers must be wearing seatbelts.

Cell Phone & Texting Laws

Florida has no statewide law banning the use of cell phones in vehicles. However, drivers can be ticketed and fined for distracted driving, causing an accident or disobeying road rules.

In 2013, Florida legislature passed a law prohibiting texting while driving

Odd Law

Florida is one of the many states that fines a driver if they drive too slow in a passing lane. Drivers may face a fine of up to $60 if they drive 10 mph or more under the speed limit.

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You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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