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Best Cheap Auto Insurance in Tampa 33687

Want cheaper auto insurance in Tampa without sacrificing coverage and service? Auto Insurance Center is here to provide you with the best cheap auto insurance rates and quality service all while helping you learn more about your city.

Located on Florida’s Gulf Coast, Tama is the third most populous city in Florida. Tampa’s economy is based on tourism, agriculture, finance, health care, technology and construction.

As the Spaniards explored Florida during the early 1500s, they primarily settled on the eastern coast line. As such, it wasn’t until 1824, when American settlers established Fort Brooke near the Tampa Bay harbor that Tampa became inhabited.

Tampa developed into a city after Florida became a state in 1845. When phosphates were discovered in the late 1880s, along with the construction of a railroad, it helped grow Tampa’s economy and population.

Today, Tampa’s port is the seventh largest in the nation and has various attractions, including: Riverwalk, Lights on Tampa, Tampa Museum of Art, Busch Gardens, Dinosaur World and more than 165 parks. Food in Tampa has influences from Cuban, Spanish, Floribbean and Italian cuisines, along with seafood. The signature sandwich of Tampa is the Cuban sandwich.

As for professional sport teams, Tampa is home to the Buccaneers (NFL), Lightning (NHL) and Rays (MLB). The Buccaneers have won one Super Bowl title, while the Lighting have the most recent title, winning the Stanley Cup in 2004.

Tampa Driving Conditions

Tampa has a humid subtropical climate, which means humid and warm summers and dry winters. Like other Florida cities, Tampa’s rainy season is June through September. With frequent thunderstorms, Tampa is nicknamed the “Lightning Capital of the World”. The annual high temperature in Tampa is 81.7 degrees, while the annual low temperature is 65 degrees. Heavy rain from storms, cyclones and hurricanes can cause slick roads and flooding in the area.

In the past couple of years, Tampa has landed among the top 20 for worst traffic regions in the nation, with Miami ranking slightly ahead.

Crime Statistics

According to the 2015 Crime in the United States report, Florida had 570,270 accounts of property crime and 40,661 accounts of vehicle theft. Within cities and metropolitan areas in Florida, vehicle theft was reported 39,806 times.

Florida Driver’s Licence

As a legal resident of Florida, you’ll need to obtain a Florida driver’s licence. Those with a valid out-of-state driver’s licence or a Canadian operator’s license with a clean record are not required to take a knowledge or skills exam. If you have citations on your driving record, you may be required to take a written test. You will also be required to take a vision test.

Seat Belt Laws

In Florida, front seat passengers must wear seat belts. All passengers under 18 years old must wear a seat belt. Seat belt violations range from $30 to $60. Children 5 and under must be secured by a federally approved child safety seat or booster. At age 6, children are allowed to wear seat belts with a booster seat if they are at least 4 feet and 9 inches tall.

In Tampa city limits, drivers and passengers must be wearing seatbelts. .

Cell Phone & Texting Laws

Florida has no statewide law banning the use of cell phones in vehicles. However, drivers can be ticketed and fined for distracted driving, causing an accident or disobeying road rules.

In 2013, Florida legislature passed a law prohibiting texting while driving.

Odd Law

In Florida, it is illegal for men to wear strapless gowns in public.

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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