Best Cheap Auto Insurance in Nashville 37221
Looking for cheap auto insurance in Nashville? Auto Insurance Center will provide you with the best cheap auto insurance quotes.
As the capital of Tennessee, Nashville is known for its music scene as well its health care, banking and publishing industries.
Located on the banks of the Cumberland River, the area was first inhabited by various Native American tribes before becoming more of a hunting ground and trading post for European settlers in the 16th and 17th centuries.
The area was named in 1779 after American Revolutionary War general Francis Nash. The city was incorporated in 1806.
The cities population continued to grow during the 1800s thanks to the river trade and the establishment of railroads.
During the 1900s, Nashville grew into a music hub, specifically American traditional and country music and today is a major music and entertainment capital.
Nashville attractions include: Country Music Hall of Fame and Museum, The Parthenon, Grand Ole Opry, Ryman Auditorium, Belle Meade Plantation, The Hermitage, The Frist Center for the Visual Arts and Cheekwood Botanical Gardens and Museum of Art.
Nashville is home to two professional sports teams, the Titans (NFL) and Predators (NHL). The city is also home to four Division I athletic programs, including Vanderbilt Commodores, Tennessee State Tigers, Belmont Bruins and Lipscomb Bisons. Nashville also host a NASCAR event on the second longest continually operating race track in the nation.
Insurance Discounts in Nashville
In Tennessee, completing driver training/courses can earn you auto insurance discounts.
Common insurance discounts from car insurance companies include:
- Good student
- Multiple policy
- Automatic payment
- Bundling auto with homeowners or renters
Remember that the best way to save money with auto insurance is to keep a clean driving record.
Nashville Driving Conditions
Nashville is classified as a humid subtropical climate. The annual high temperature is 69.7 degrees and the annual low temperature is 48.8 degrees. The summers are hot and humid with mild winters. During the spring months, Nashville is prone to severe thunderstorms. Drivers should check weather reports before traveling.
According to a INRIX report, Nashville’s rush hour traffic congestion is rated one of the worst in the nation.
According to the 2015 Crime in the United States report, Tennessee had 193,796 accounts of property crime and 12,870 accounts of vehicle theft.
Tennessee Driver’s License
As a legal resident of Tennessee, you’ll need to obtain a Tennessee driver’s license. Those with a valid out-of-state license will be required to pay an application fee and pass a vision screening.
When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of Tennessee residency and proof of your Social Security number.
Seat Belt Laws
In Tennessee, drivers and all passengers are required to wear seat belts at all times when in a moving vehicle.
All child passengers through the age of eight must be secured in a child restraint device
Cell Phone & Texting Laws
In Tennessee, there is no hand-held ban, however drivers with learner permits are not allowed to use hand-held devices while driving.
Tennessee law prohibits texting while driving.
In Nashville, people cannot attach themselves to a moving vehicle in any way while wearing roller skates.
You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud.
To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.