Best Cheap Auto Insurance in Cleveland 44124

Do you want cheaper auto insurance in Cleveland? Auto Insurance Center is here to provide you with the best cheap auto insurance rates all while helping you learn more about your city.

Cleveland is the second largest city in Ohio and is known for music, theaters and museums.

Named after Gen. Moses Cleaveland, the area’s surveyor, Cleveland was the first settlement founded by the Connecticut Land Co. in 1796. The city was misspelled on the map and is why Cleveland is spelled the way it is today. Cleveland was incorporated as a city on March 6, 1836.

During the 1800s, Cleveland grew into a commercial center as the Erie Canal helped connect the city to the Atlantic Ocean and other cities along the lake.

By the latter half of the century, Cleveland became an industrial city, with large deposits of coal and iron ore.

In 1936, Cleveland hosted Great Lakes Exposition to commemorate the centennial of Cleveland’s incorporation. The event drew millions of visitors during its two year run. After World War II, the city’s population reached 1 million people in 1950.

Cleveland attractions include: Rock and Roll Hall of Fame and Museum, Cleveland Museum of Art, Cleveland Museum of Natural History, West Side Market, Cleveland Botanical Garden, Lake View Cemetery and Playhouse Square Center.

Cleveland has three professional sports teams: the Indians (MLB), Browns (NFL) and Cavaliers (NBA). The Cavaliers have won Cleveland’s most recent title, the NBA championship in 2016. However, the Indians now hold the longest title drought in MLB, not having won the World Series in 69 years.

Cleveland Driving Conditions

Cleveland is classified as a continental climate. The annual high temperature is 59.6 degrees and the annual low temperature is 43.1 degrees. Because of its proximity to Lake Erie, Cleveland has lake effect snow during the winter.

Drivers should be aware of blizzards and icy roads during the winter months and rain and severe thunderstorms during the summer.

Crime Statistics

According to the 2015 Crime in the United States report, Ohio had 300,525 accounts of property crime and 17,229 accounts of vehicle theft. Within cities and metropolitan areas in Ohio, vehicle theft was reported 16,178 times.

Ohio Driver’s Licence

As a legal resident of Ohio, you’ll need to obtain an Ohio driver’s licence. You will need to bring your current out-of-state driver’s licence, proof of your full legal name, proof of your Social Security number, proof of Ohio residency and proof of citizenship or legal presence to the DMV.

In addition, you will have to take a vision screening and pass the knowledge test.

Seat Belt Laws

Every driver and front seat passenger must wear a seatbelt in Ohio. Violators may have to pay a fine, ranging from $20 to $30.

Children under 8 years old must ride in a booster seat or other appropriate child safety seat, unless they are 4 feet, 9 inches tall. Fines range from $25 to $75.

Cell Phone & Texting Laws

Though cell phone use is not banned in Ohio for adults, drivers under 18 years old are not allowed to use a cell phone while driving, unless for emergency purposes.

In 2013, Ohio passed a law banning texting while driving. This same law also prohibits drivers under the age of 18 to use cell phones or other mobile devices. Those under the age of 18 caught texting or using a cell phone while driving will face a $150 fine and 6 month license suspension. Adults caught texting and driving could face a fine of up to $150.

Odd Laws

In Ohio, it is illegal for more than five women to live in a house together.

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.