Best Cheap Auto Insurance in Milwaukee 53223
Looking for cheap auto insurance in Milwaukee? Auto Insurance Center will provide you with the best cheap auto insurance quotes.
Located just west of Lake Michigan, Milwaukee is known for its abundant breweries and cream-colored brick buildings.
Milwaukee was first inhabited by scattered settlements of Native American tribes. French and British explorers came to the area during the late 1600s and 1700s.
Settlements in the area started growing in the 1830s with the fur trade. Milwaukee was incorporated on Jan. 31, 1846. The name Milwaukee is an Algonquin phrase that translates to “the good land.”
Between 1846 and 1854, German immigrants came to Milwaukee and grew the city’s population and economy by working in the metal and brewing industries. The German culture is still present in Milwaukee today.
Milwaukee was hit hard during the Great Depression in the 20th century, as the number of employed residents fell by 75 percent.
By the 1970s, Milwaukee’s economy shifted from manufacturing to industries such as healthcare, banking, insurance and retail sales.
Milwaukee attractions include: Milwaukee RiverWalk, Lakefront Brewery, Harley-Davidson Museum, Pabst Mansion, Milwaukee Art Museum, Milwaukee County Zoo and Miller Park.
Milwaukee is home to two professional sports teams, the Brewers (MLB) and Bucks (NBA). The Bucks won the NBA championship in 1970-71 season, after being established three years prior. In addition, Milwaukee has more than 140 parks within city limits.
Insurance Discounts in Milwaukee
Wisconsin historically has ranked among the least-costly states for auto insurance.
Common insurance discounts from car insurance companies include:
- Good student
- Multiple policy
- Automatic payment
- Bundling auto with homeowners or renters
Remember that the best way to save money with auto insurance is to keep a clean driving record.
Milwaukee Driving Conditions
Milwaukee is classified as a humid continental climate. The summers are warm and humid, while the winters are snowy, cold and windy, thanks to its proximity to Lake Michigan. The annual high temperature is 55.5 degrees and the annual low temperature is 39.9 degrees. During the spring and summer months, Milwaukee can experience severe thunderstorms with occasional hail and high winds.
Because of frequent snow storms and ice storms during the winter, drivers should check road conditions before traveling.
According to the 2015 Crime in the United States report, Wisconsin had 113,924 accounts of property crime and 10,985 accounts of vehicle theft.
Wisconsin Driver’s License
As a legal resident of Wisconsin, you’ll need to obtain a Wisconsin driver’s license. Those with a valid out-of-state license will be required to pay an application fee and pass a vision and hearing screening. A written and/or driving exam may be required.
When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of Wisconsin residency and proof of your Social Security number.
Seat Belt Laws
In Wisconsin, all drivers and passengers over 4 must wear seat belts.
Children must be in a car seat until they reach the age of 4 and 40 pounds, and in a booster seat until they reach age 8, are more than 80 pounds, or are more than 4’9” tall.
Cell Phone & Texting Laws
Hand-held or hands-free cell phone use while driving is against the law. Texting is also against the law in Wisconsin.
Wisconsin law requires drivers to allow livestock to have the right-of-way.
You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud.
To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.