Best Cheap Auto Insurance in Minneapolis 55434
Looking for cheap auto insurance in Minneapolis? Auto Insurance Center will provide you with the best cheap auto insurance quotes.
Located on the banks of the Mississippi River, Minneapolis is the larger city of the Twin Cities, which also includes the state capital of St. Paul. Minneapolis is known for its hip neighborhoods and inventive architecture.
The Minneapolis area was first inhabited by the Dakota Sioux tribes before French explorers came to the area during the late 1600s. The area became U.S. territory in 1803 thanks to the Louisiana Purchase.
After the purchase, Fort Snelling was built in 1819 by the U.S. Army. This helped bring commerce into the area. During this time, the lumber and flour milling industry started to grow.
Minneapolis was incorporated in 1867. Minneapolis roughly translates to “city of waters.”
Urban renewal of the 1950s and 1960s helped to revitalize the city. The city also increased in population thanks to its private streetcar system.
Minneapolis attractions include: Minneapolis Institute of Art, Chain of Lakes, Walker Art Center, Stone Arch Bridge, Mall of America, Midtown Global Market and Historic Fort Snelling.
Minneapolis is one of 13 U.S. cities to have a professional sports team from all four major sports organizations. These include the Vikings (NFL), Twins (MLB), Timberwolves (NBA) and Wild (NHL). The last championship in Minneapolis was the Twins World Series title in 1991. In addition, Minneapolis is home to the Chain of Lakes park system.
Insurance Discounts in Minneapolis
In Minnesota, taking an accident prevention course can earn you auto insurance discounts.
Common insurance discounts from car insurance companies include:
- Good student
- Multi-car
- Multiple policy
- Automatic payment
- Bundling auto with homeowners or renters
- Paid-in-full
Remember that the best way to save money with auto insurance is to keep a clean driving record.
Minneapolis Driving Conditions
Minneapolis is classified as a humid continental climate. The annual high temperature is 55.1 degrees and the annual low temperature is 37.2 degrees. Summers are warm, while winters are bitter cold and snowy. Minneapolis experiences both heavy snowstorms and heavy thunderstorms.
Minneapolis is a bike friendly city. Over the past decade, Minneapolis has seen a 167 spike in bike traffic at major intersections. When driving in Minneapolis, be sure to keep your eye out for bikers.
Crime Statistics
According to the 2015 Crime in the United States report, Minnesota had 121,984 accounts of property crime and 7,981 accounts of vehicle theft.
Minnesota Driver’s License
As a legal resident of Minnesota, you’ll need to obtain a Minnesota driver’s license. Those with a valid out-of-state license will be required to pay an application fee, take a written test and pass a vision screening.
When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of Minnesota residency and proof of your Social Security number.
Seat Belt Laws
Minnesota law states that all drivers and passengers must be buckled up in the correct seat belt or child restraint seat. Those that violate the law will be charged a fine of $25, however, it can cost more than $100 with fees.
All children under 8 must ride in a federally approved car seat or booster seat, unless the child is 4’9” or taller.
Cell Phone & Texting Laws
Minnesota law prohibits texting while driving. It is illegal for drivers under 18 to use a cell phone while driving.
However, there is no hand-held ban in Minnesota.
Odd Law
Minnesota law prohibits drivers from making U-turns within at least 1,000 feet of visibility in either direction.
You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud.
To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.
- Company
- Description
- Address
- Contact
- FIRST CHOICE INSURANCE SERVICES INC
- 11923 CENTRAL AVE NE
Minneapolis, MN -  
I use First Choice for my auto, home, and business insurance policies. I'm really satisfied. They check competitors prices which I really like, so I know I'm being treated well and fairly.
- Aaron Welter
- 916 125th Lane NE
Minneapolis, MN -  
- Al Holland Ins Agcy Inc - State Farm Insurance Agent
- 11933 Highway 65 NE
Minneapolis, MN - http://statefarm.mqgroup....
- Allstate Insurance - Diane Anderson
- 8741 Central Ave NE Ste 201
Minneapolis, MN - http://www.tomtracker.com...
- Diane L. Anderson
- 8741 Central Ave NE # 201
Minneapolis, MN -  
- EAGLE INS CENTER
- 9855 7TH ST NE
Minneapolis, MN -  
- GOPHER STATE AGENCY LLC
- 10682 JEFFERSON ST NE
Minneapolis, MN -  
- INSURANCE BROKERS OF MN INC
- 11708 JEFFERSON ST
Minneapolis, MN - http://www.insurancebroke...
- INSURANCE BROKERS OF MN, INC.
- 11708 JEFFERSON ST NE
Minneapolis, MN - http://www.insurancebroke...
- Jeffrey Hunstiger
- 607 County Road 10 NE Ste 103
Minneapolis, MN -  
- STANGER AGCY, INC.
- SIA OF WISCONSIN LLC8535 CTRL AVE NE STE 101
Minneapolis, MN -  
- STANGER AGENCY INC
- 8535 CENTRAL AVE NE, SUITE 101
Minneapolis, MN -  
- A AAA Central Insurance Agency Inc
- 6258 Douglas Ct N.
Minneapolis, MN - http://www.findmeinsuranc...
- A-Act One Insurance
- 1349 South Robert Street
Minneapolis, MN - http://www.actoneinsuranc...
- American Family Insurance
- 9298 Central Ave Ne
Minneapolis, MN - http://www.americanfamily...
- American Family Insurance - Carl Ganter Agency Inc
- 12265 Central Ave Ne
Minneapolis, MN - http://insurance-agency.a...
- Beulke Insurance
- 4782 Washington Av
Minneapolis, MN - http://www.1stclassbusine...
- Germain Insurance Agency Inc
- 315 W 46th St
Minneapolis, MN - http://www.germaininsuran...
- Great Northern Insurance Brokers Inc
- 10301 University Ave NE Suite 203
Minneapolis, MN - http://www.minneapolisstp...
- Nelson & Shepperd Insurance
- 2885 Country Dr.
Minneapolis, MN - http://www.nelsonshepperd...
- Paul Schirmers Agency
- 4400 West 78th Street
Minneapolis, MN - http://www.autoinsuranceb...
- Schmidt-Andrus Insurance Agency
- 5101 Thimsen Ave E
Minneapolis, MN - http://www.minnetonkaauto...
- The Insurance Center Dan Maki
- 8711 Bass Lake Rd Suite 100
Minneapolis, MN - http://www.makiinsurancec...