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Best Cheap Auto Insurance in Champaign 61821

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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  • Tom has been my Agent since 1979 and has helped me through several life events. As I enter into a life of retirement, I am looking forward to, and feel comfortable with, Tom helping me manage financial matters to maintain a quality of life.

  • Last November I was rear ended after picking up my daughter from school. My husband was out of town and I was unable to reach him on my cell. I was very shaken by the accident and ended up calling my State Farm Insurance Agent Tom Cox. He was very kind and helpful and took the time to talk with me and calm me down. He even came out to the accident site to make sure I was alright and escorted me and my two children to the hospital. I was previously insured with Geico. I am soooo thankful that I switched to Tom Cox and State Farm Insurance. Great service and a friendly staff. I highly recommend.