Best Cheap Auto Insurance in Kansas City 64114
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As the second largest city in Missouri, Kansas City is said to have more fountains than any other city except Rome and more boulevards than any other city except Paris.
After becoming U.S. territory from the Louisiana Purchase, Kansas City was first established as a trading post in 1821 by Frenchman Francois Chouteau. Chouteau and other French families became the first non-Native American settlement in the area.
Kansas City was incorporated on June 1, 1850, though its official name wasn’t used until 1899. The city grew in population from 500 in 1840 to 2,500 by 1853.
During the Civil War, Kansas City played a role in the largest Union-Confederate clash in Missouri, where the Union army won and became the main stakeholder in the area.
After the war, Kansas City grew into a major cattle market thanks to railroads running through the city. Kansas City continued to grow in population and in business.
Kansas City attractions include: Nelson-Atkins Museum of Art, Westport, Country Club Plaza, National World War I Museum, Power & Light District and Kauffman Stadium.
Kansas City has two professional sports teams, the Chiefs (NFL) and Royals (MLB). The Royals have had the most recent success, winning the World Series in 2015. The city also hosts various intercollegiate football games, and has been the home of the Big 12 College basketball tournament.
Insurance Discounts in Kansas City
In Missouri, driving a green vehicle can earn you insurance discounts. These include:
- Hybrid auto discounts
- Low-mileage discounts
- Economy car discounts
- Alternative fuel vehicle discounts
- Pay-as-you-drive discounts
Common insurance discounts from car insurance companies include:
- Good student
- Multiple policy
- Automatic payment
- Bundling auto with homeowners or renters
Remember that the best way to save money with auto insurance is to keep a clean driving record.
Kansas City Driving Conditions
The Kansas City climate is both humid subtropical and humid continental. The annual high temperature is 66 degrees and the annual low temperature is 47.4 degrees. Because Missouri is a landlocked state, the city experiences extreme hot and cold temperatures. Summers are hot and humid while the winters are mild with occasional snowfall and ice storms. Kansas City is on the border of Tornado Alley and can experience tornados as well as severe thunderstorms.
Drivers should check weather conditions before traveling.
According to the 2015 Crime in the United States report, Missouri had 173,642 accounts of property crime and 16,999 accounts of vehicle theft.
Missouri Driver’s License
As a legal resident of Missouri, you’ll need to obtain a Missouri driver’s license. Those with a valid out-of-state license will be required to pay an application fee.
When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of Missouri residency and proof of your Social Security number.
Seat Belt Laws
In Missouri, the driver and front-seat passengers must wear a seat belt. Those under 16 must be either restrained by a seat belt or car seat.
Missouri law states that children must be in a booster or car seat from ages 4-7, unless they are 80 pounds or 4’9” or taller. Fines for violating this law is $50 plus court costs.
Cell Phone & Texting Laws
Texting and using a hand-held mobile device while driving is prohibited.
In Missouri, it is illegal to drive with an uncaged bear.
- Nestel Insurance Agency
- Nestel insurance agency is an independent insurance agency servicing both kansas and missouri that w.... moreNestel insurance agency is an independent insurance agency servicing both kansas and missouri that will provide auto, home, life, health, and commercial insurance lines with multiple carriers. less
- 9233 Ward Parkway Ste 124
Kansas City, MO
I have been with Bob Nestle State Farm since I was 16 years old and through many different vehicles and homes. I now am 31 years old and have never once had a problem with this company. They are awesome to work with and always look to find you the best rate and will even explain opporunities on how to get lower rates, even if it means going somewhere else for 6 months and coming back to them. As a customer this shows me their commitment to my satisfaction and I would pay more for this kind of service even if I could get it cheaper somewhere else. (By the way, I've never found a better price and I have researched this out of curiosity!) I have never had a company so committed and loyal to their customers and it is the only company I have stayed with since I was sixteen!! The only other company that came close to this was Commerce Bank and was with them since I was sixteen, but had many problems with their service and finally left them after a major setback. Bob and Mary Nestle have always called me anytime my payment hasn't gone through or anytime I have forgotten something. I appreicate companies that remember how to use the phone once in a while to keep their customers aware of their account situations. Most companies today might send you an email if you are lucky or send you mail that looks like junk and you throw it away. Bob Nestle State Farm really takes care of their customers and it is very much appreciated. Their honesty and loyalty is rare to find in today's business world! I want to say congratulations and thank you for being a great company to work with for so many years and many more to come. Keep up the good work!