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Best Cheap Auto Insurance in Wichita 67277

Looking for cheap auto insurance in Wichita? Auto Insurance Center will provide you with the best cheap auto insurance quotes.

Wichita is the largest city in Kansas and is known as “The Air Capital of the World.” It is also known for its wallet-friendly and culturally accessible environments.

First inhabited by Native Americans, the Wichita area was first settled by Jesse Chisholm in the 1860s. Chisholm set up a trading post with the neighboring Wichita tribe and traded goods for buffalo hides.

Soon after, four horsemen — James R. Mead, William Greiffenstein, William Mathewson and N.A. English — established trading posts in and around Wichita. The area became headquarters for the Texas cattle trade.

Wichita was incorporated as a city in 1870. The population grew thanks to the railroad industry and the establishment of Burton Stock Car Co.

During the 1900s, Wichita’s economy was centered around aircraft manufacturing. Also, during this time period, an oil boom hit Wichita after oil was discovered in 1914-1915. The population nearly doubled in 1918 because of the oil discovery.

Wichita top attractions include: Ulrich Museum of Art, Frank Lloyd Wright’s Allen House, Great Plains Nature Center, Wichita Art Museum and Kansas Aviation Museum.

Wichita is home to Division I University, Wichita State. Wichita also has minor league teams in ice hockey, baseball and indoor football.

Insurance Discounts in Wichita

In Kansas, if you drive a hybrid, electric car, or other alternative fuel vehicle can earn you auto insurance discounts.

Common insurance discounts from car insurance companies include:

  • Good student
  • Multi-car
  • Multiple policy
  • Automatic payment
  • Bundling auto with homeowners or renters
  • Paid-in-full

Remember that the best way to save money with auto insurance is to keep a clean driving record.

Wichita Driving Conditions

The Wichita climate is classified as humid subtropical climate. The annual high temperature is 67.6 degrees and the annual low temperature is 45.7 degrees. Summers are hot and humid while the winters are cold and snowy. Because of its location in Tornado Alley, Wichita is prone to tornadoes and severe weather during the spring and summer months. Check road conditions before traveling.

Crime Statistics

According to the 2015 Crime in the United States report, Kansas had 79,199 accounts of property crime and 6,957 accounts of vehicle theft.

Kansas Driver’s License

As a legal resident of Kansas, you’ll need to obtain a Kansas driver’s license. Those with a valid out-of-state license will be required to pay an application fee and pass a vision exam.

When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of Kansas residency and proof of your Social Security number.

Seat Belt Laws

In Kansas, all drivers and front seat passengers must wear a seatbelt. This includes passengers 18 and younger.

The Kansas Child Passenger Safety Act requires children ages 4 through 7 to be in secured booster seats.

Cell Phone & Texting Laws

Kansas prohibits texting while driving and is currently developing a hand-held ban.

Odd Law

In Kansas, a pedestrian crossing a highway at night must wear tail lights.

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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