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Best Cheap Auto Insurance in Tulsa 74101

Are you looking for cheap auto insurance in Tulsa? Auto Insurance Center wants to provide you with the best cheap auto insurance coverage and tell you more about Tulsa, Oklahoma.

While located in the foothills of the Ozark Mountains, Tulsa is considered the cultural center of Oklahoma. It is the second largest city in Oklahoma.

The area was first settled by the Creek tribes in the 1820s after they were removed from their homes in Georgia and Alabama.

When the railroad lines from St. Louis and San Francisco were built in the area in 1882, the population began to grow. Tulsa was incorporated as a city on January 18, 1898.

In the early 1900s, oil was discovered at Red Fork and Glenpool. Ten year later, Tulsa was coined “the Oil Capital of the World.”

The growth of the petroleum economy helped increase Tulsa’s population during the 20th century. Also during this time period, Tulsa had a growing aviation industry. In 1919, Tulsans were the first to transfer interstate shipment of goods by air, traveling from Tulsa to Kansas City. In later years, the industry grew into airplane manufacturing and maintenance.

During the latter part of the 20th century, Tulsa was forced to diversify its industries and today plays a major role in the energy, technology and finance sectors.

Tulsa attractions include: Blue Dome Entertainment District, Utica Square, Gilcrease Museum, Tulsa Zoo, Tulsa Air and Space Museum and Planetarium and Tulsa River Parks.

Tulsa is home to minor league hockey, baseball, basketball and soccer teams. In addition, the area has two NCAA Division I schools, University of Tulsa and Oral Roberts University. Both universities have had success in their basketball and tennis programs. Tulsa also hosts the Tulsa Tough, a cycling race and Tulsa Run, a 15K event.

Tulsa Driving Conditions

The Tulsa climate is classified as humid subtropical variety. The annual high temperature is 71.2 degrees and the annual low temperature is 50.2 degrees. The summer months are very hot and humid while the winter months are mild with little traces of snow. Tulsa is prone to severe thunderstorms, flash floods, droughts and occasionally tornadoes. The region faces severe weather from early spring to summer.

Because the region suffers from flooding due to severe weather, Tulsa has implemented a highly effective flood-control system. This system eliminates the flash flood threats and clears the roads to make it easier for drivers to commute in.

Crime Statistics

According to the 2015 Crime in the United States report, Oklahoma had 112,878 accounts of property crime and 10,450 accounts of vehicle theft. Within cities and metropolitan areas in Oklahoma, vehicle theft was reported 8,288 times.

Oklahoma Driver’s Licence

As a legal resident of Oklahoma, you’ll need to obtain an Oklahoma driver’s licence. Those with a valid out-of-state driver’s licence are not required to take a knowledge or skills exam, but will have to take a vision test.

When you visit the DMV, bring your valid out-of-state driver’s license, proof of U.S. residency (birth certificate, passport, etc.), proof of your Social Security number and pay the application fee.

Seat Belt Laws

Oklahoma law requires drivers and front seat passengers 13 years and older to wear seat belts.

Oklahoma’s Child Passenger Safety law requires that children under the age of 2 must be properly secured in a rear-facing car seat. Children ages 2-4 must be properly secured in a car seat with an internal harness. Children ages 4-8 must ride in a child passenger restraint system or booster seat, unless they are taller than 4’9”. Children 8 years and older must wear a seat belt.

Cell Phone & Texting Laws

Though cell phone use while driving is legal in Oklahoma, lawmakers are considering creating a new law to ban cell phone use all together.

Texting and driving is against the law in Oklahoma. Drivers can face a $100 fine.

Odd Law

In Oklahoma, it’s illegal to have a box of tissues in the back of your car.

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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