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Best Cheap Auto Insurance in Dallas 75216

Want cheaper auto insurance in Dallas without sacrificing coverage and service? Auto Insurance Center is here to provide you with the best cheap auto insurance rates and quality service all while helping you learn more about your city.

Known to locals as "Big D", Dallas is home to many Fortune 500 companies from a variety of industries, including telecommunications, technology, banking, commerce and medical research.

Located on the Trinity River, Dallas was founded by John Neely Bryan in November 1841. The origin of the name is unknown. Dallas quickly grew into a service center to surrounding rural areas.

The railroad was established in Dallas in the 1870s which was a boon to the city's economy and helped rapidly increase its population. An influx of French, German, Swiss and English immigrants came via railroad and Dallas was an ideal location to move supplies to the northern and eastern states.

The city also marked the first rail crossroads in Texas.

Dallas is also the site of the assassination of President John F. Kennedy on November 22, 1963. In 1989, a museum opened about the event at the Sixth Floor Museum at Dealey Plaza.

In addition, Dallas is home to various cultural sites including Texas State Fair, Arts District, Main Street, West Village, Dallas Zoo and more than 400 parks. Dallas is known for its Tex-Mex and barbecue food. Dallas also has more shopping centers per capita than any other U.S. city and is home to the nation's oldest shopping center, Highland Park Village.

Dallas has professional sports teams from all four major sports organizations, including: Cowboys (NFL), Rangers (MLB), Mavericks (NBA) and Stars (NHL). The Cowboys are the most successful franchise in Dallas, winning five Super Bowls.

Dallas Driving Conditions

The weather in Dallas is temperate and humid. During the summer, the average temperature is 88 degrees and in the winter, the average temperature is 64 degrees. Because Dallas is located in the bottom section of Tornado Alley, it can be experience a variety of storms. The winter months are more prone to freezing rain and ice.

Crime Statistics

According to the 2015 Crime in the United States report, Texas had 777,739 accounts of property crime and 67,485 accounts of vehicle theft. Within cities and metropolitan areas in Texas, vehicle theft was reported 64,093 times.

Texas Driver's Licence

As a legal resident of Texas, you'll need to obtain a Texas driver's licence. Those with a valid out-of-state driver's licence or a Canadian operator's license are not required to take a knowledge or skills exam.

Seat Belt Laws

The Texas Click It or Ticket law requires all adult passengers in vehicles to wear a seat belt. Children younger than 8 must ride in a child-safety seat or booster seat unless they are 4 feet and 9 inches tall. A seat belt violation can result in fines ranging from $25 to $250, plus court costs.

In Dallas city limits, drivers and passengers must be wearing seatbelts.

Cell Phone & Texting Laws

Texas has no statewide law banning the use of cell phones in vehicles. However, various local municipalities prohibit or limit the use of cell phones while driving.

Currently, Texas has no law prohibiting texting while driving. However, various local municipalities have laws that prohibit or limit the use of texting.

Odd Law

If people are going to commit crimes in Texas, they will need to let their intended victims know what they are going to do before they do it.

The law requires that they give this notice at least 24 hours before the crimes are committed.

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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