Best Cheap Auto Insurance in Fort Worth 76104
Are you looking for cheap auto insurance in Fort Worth without sacrificing coverage and service? Auto Insurance Center is here to provide you with the best cheap auto insurance rates and quality service all while helping you learn more about your city.
“Where the West Begins,” Fort Worth is the 16th largest city in the United States. The Texas city is also the headquarters for multiple businesses including: American Airlines, Pier 1 Imports, Radioshack and Bell Helicopter.
First inhabited by Native Americans along the banks of the Trinity River, settlers came to town in 1840 and created a treaty to set boundaries of the new settlement.
In 1849, Fort Worth was named by the United States War Department. Fort Worth was one of the many American cities to suffer from the Civil War, however the town survived and continued to grow during the Reconstruction era.
Part of the growth of Fort Worth’s economy was due to its cattle business, which gave the city the nickname, “Cowtown.” Fort Worth also became a major terminal for trains heading west and across the country. Today, Fort Worth is a city that combines Texas traditions with modern cultural pursuits.
Attractions in Fort Worth include: Kimbell Art Museum, Stockyards Championship Rodeo, Sundance Square, Museum of Living Art and the Fort Worth Zoo. Fort Worth is known for its combination of Tex-Mex food and Texas barbecue.
Fort Worth is home to the TCU Horned Frogs. The teams compete in NCAA Division I athletics, excelling at football and baseball. Fort Worth also hosts a professional golf tournament at the Colonial Country Club, as well as the Cowtown Marathon, the largest multiple-distance event in Texas.
Fort Worth Driving Conditions
The climate in the Fort Worth area can be classified as a humid subtropical. The annual high temperature is 76.7 degrees, while the annual low temperature is 53.8 degrees. Due to its location, Fort Worth is prone to strong thunderstorms and tornadoes throughout the year. Fort Worth will also have occasional snowfall during the winter months.
In the spring, Fort Worth drivers are most likely dealing with flooded roads. Be sure to check local outlets to see what areas are affected from spring rainfall.
According to the 2015 Crime in the United States report, Texas had 777,739 accounts of property crime and 67,485 accounts of vehicle theft. Within cities and metropolitan areas in Texas, vehicle theft was reported 64,093 times.
Texas Driver’s Licence
As a legal resident of Texas, you’ll need to obtain a Texas driver’s licence. Those with a valid out-of-state driver’s licence or a Canadian operator’s license are not required to take a knowledge or skills exam.
Seat Belt Laws
The Texas Click It or Ticket law requires all adult passengers in vehicles to wear a seat belt. Children younger than 8 must ride in a child-safety seat or booster seat unless they are 4 feet and 9 inches tall. A seat belt violation can result in fines ranging from $25 to $250, plus court costs.
In Fort Worth city limits, drivers and passengers must be wearing seatbelts.
Cell Phone & Texting Laws
Texas has no statewide law banning the use of cell phones in vehicles. However, various local municipalities prohibit or limit the use of cell phones while driving.
Currently, Texas has no law prohibiting texting while driving. However, various local municipalities have laws that prohibit or limit the use of texting.
If people are going to commit crimes in Texas, they will need to let their intended victims know what they are going to do before they do it.
The law requires that they give this notice at least 24 hours before the crimes are committed.
You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud.
To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.