Best Cheap Auto Insurance in San Antonio 78227
Are you looking for cheap auto insurance in San Antonio without sacrificing coverage and service? Auto Insurance Center is here to provide you with the best cheap auto insurance rates and quality service all while helping you learn more about your city.
Home of the Alamo, San Antonio, Texas, is the seventh-most populated city in the United States. San Antonio is also known for its numerous armed forces facilities.
The San Antonio area was first explored by Spanish explorers from 1691 to 1709. By 1718, five Spanish missions were located on San Antonio River.
San Antonio played a pivotal role during the Texas Revolution, including the siege of Bexar and the battle of the Alamo. On June 5, 1837, San Antonio was incorporated as a city.
During the mid 1800s, San Antonio became a distribution center for the western movement and pioneers. The city economy was based in cattle and distribution mercantile. Also during this time, there were heavy Hispanic, German and Southern Anglo-American cultural influences within San Antonio city limits.
In addition to military bases, today, San Antonio has many medical-research facilities as well as a large tourism industry.
San Antonio attractions include: the Alamo, San Antonio Riverwalk, San Antonio Missions National Historical Park, San Fernando Cathedral, San Antonio Botanical Gardens, SeaWorld, San Antonio Zoo and Aquarium and San Antonio Museum of Art.
The only professional sports team in San Antonio is the Spurs (NBA). Since becoming part of the NBA in 1967, the team has won five NBA championships, six conference titles and 21 division titles.
San Antonio Driving Conditions
The San Antonio climate is classified as humid subtropical climate. The annual high temperature is 79.8 degrees while the annual low temperature is 57.6 degrees. Summers are hot and humid while in the winter, San Antonio has about a dozen subfreezing temperatures at night each year.
During the rainy seasons, flooding is a major issue for San Antonio and its drivers. In fact, its location is one of the most flood-prone areas in the United States.
According to the 2015 Crime in the United States report, Texas had 777,739 accounts of property crime and 67,485 accounts of vehicle theft. Within cities and metropolitan areas in Texas, vehicle theft was reported 64,093 times.
Texas Driver’s Licence
As a legal resident of Texas, you’ll need to obtain a Texas driver’s licence. Those with a valid out-of-state driver’s licence or a Canadian operator’s license are not required to take a knowledge or skills exam.
Seat Belt Laws
The Texas Click It or Ticket law requires all adult passengers in vehicles to wear a seat belt. Children younger than 8 must ride in a child-safety seat or booster seat unless they are 4 feet and 9 inches tall. A seat belt violation can result in fines ranging from $25 to $250, plus court costs.
In San Antonio city limits, drivers and passengers must be wearing seatbelts.
Cell Phone & Texting Laws
Texas has no statewide law banning the use of cell phones in vehicles. However, various local municipalities prohibit or limit the use of cell phones while driving.
Currently, Texas has no law prohibiting texting while driving. However, various local municipalities have laws that prohibit or limit the use of texting.
If people are going to commit crimes in Texas, they will need to let their intended victims know what they are going to do before they do it.
The law requires that they give this notice at least 24 hours before the crimes are committed.
You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud.
To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.