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Best Cheap Auto Insurance in Lubbock 79424

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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  • My husband and I took out a policy with Safeco for auto and rental insurance after moving to Texas from Wisconsin. After receiving and accepting a very reasonable quote we paid for one year's coverage up-front. The next month they charged our credit card more than double the amount we agreed to, citing the fact that we did not provide proof of previous insurance. We had provided proof of our previous insurance through another company for preceding 7 years. My husband went in to the office with policy in hand and was told that it would all be handled. Long story short, our agent made continual excuses, failed to return calls when she had promised to get back to us by her own self-imposed deadline, and essentially resulted in us canceling our insurance policy with them. After 4 months we are still trying to get all of our money owed back. They have been the ultimate in unprofessional-ism, and I feel obligated to warn you to deal with them at the risk of your own literal and financial headache.


  • I really appreciate Danny and his staff. They are friendly, helpful; I feel as if I am talking to an old friend whenever I go there.