Best Cheap Auto Insurance in Tucson 85742

Want cheaper auto insurance in Tucson? Auto Insurance Center is here to provide you with the best cheap auto insurance rates and help you learn more about your city.

Located 108 miles southeast of Phoenix, Tucson is known for its desert scenery, Mexican cuisine and golf courses.

First inhabited by Native Americans, Spanish explorers came to the area in the late 1600s. Father Francisco Kino established Mission San Xavier del Bac in 1699. Tucson was first recognized as a city in 1775, when Hugo O’Conor established Tucson Presidio.

Tucson later became part of Mexico, but by 1854, it came under U.S. jurisdiction. From 1867 to 1877, Tucson was the capital of the Arizona territory, making it the oldest incorporated city in the state. During the late 1800s, the railroad reached Tucson city limits, increasing the population to 8,000.

After World War I, many veterans traveled to Tucson for respiratory therapy. During the early 1900s, Phoenix surpassed Tucson in population.

Over the course of Tucson’s history, Tucson has flown the Spanish flag, Mexican flag, American flag, Confederate flag and Arizona state flag.

Tucson attractions include: Tucson Botanical Gardens, Saguaro National Parks, Pima Air & Space Museum, Fourth Avenue, Main Gate Square and Mercado San Agustin.

The University of Arizona calls Tucson home, with strong men’s basketball and women’s softball programs. Additionally, Tucson hosts the Desert Diamond Cup, a pre-season Major League Soccer tournament.

Tucson Driving Conditions

The Tucson climate is a desert climate with two major seasons (winter and summer) and three minor seasons (fall, spring and monsoon). The monsoon season, (June-September) causes heavy rainfall, high winds and dust storms. Though flash floods are common, the flooded roads usually returns to normal conditions after a couple of hours.

Summers are very hot during the day, reaching over 100 degrees, while the nights are cooler. The annual high temperature is 83.7 degrees while the annual low temperature is 58.1 degrees.

Crime Statistics

According to the 2015 Crime in the United States report, Arizona had 207,107 accounts of property crime and 16,785 accounts of vehicle theft. Within cities and metropolitan areas in Arizona, vehicle theft was reported 16,097 times.

Arizona Driver’s Licence

As a legal resident of Arizona, you’ll need to obtain an Arizona driver’s licence. Those with a valid out-of-state driver’s licence or a Canadian operator’s license are not required to take a knowledge or skills exam.

Seat Belt Laws

Arizona law requires the use of safety belts where they are installed, meaning all passengers in the vehicle must be buckled up. Fees may be applied for seat belt violations.

Drivers operating a motor vehicle when transporting a child who is under 5 years old must have them in a safety seat or booster seat.

Cell Phone & Texting Laws

In Arizona there is no prohibit on cell phone use or texting while driving.

Currently, bills have been proposed in Arizona state legislature to create bans against texting while driving. Arizona is one of four states without a texting ban.

Odd Law

In Glendale, a car cannot be driven in reverse on the road.

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.