Best Cheap Auto Insurance in Las Vegas, NV 89115
Want cheap auto insurance in Las Vegas? Auto Insurance Center will provide you with the best cheap auto insurance quotes.
Las Vegas is known as the “Live Entertainment Capital of the World”.
Before settlers came to the area, Las Vegas was inhabited by the Southern Paiute Native Americans. Though Spanish explorers traveled through the area during the late 1700s, John C. Fremont traveled to the region in 1844, which then was still a part of Mexico. The name Las Vegas was coined by Antonio Armijo’s trade group, meaning “The Meadows”.
In 1855, Mormon missionaries traveled from Utah to the Las Vegas Valley, headed by William Bringhurst. After two years of dealing with desert living and poor crop conditions, the group abandoned the fort.
In 1865, Octavius Decatur Gass took over the fort and established Las Vegas Rancho. Las Vegas was founded as a city on May 15, 1905. Thanks to the finishing of the San Pedro, Los Angeles and Salt Lake Railroad, it turned Las Vegas into a railroad town and a stop for those traveling.
In 1931, the construction of the Hoover Dam brought an influx of workers and boosted the city’s population. During the 1940s, casinos and resorts began to open in Vegas, transforming the city into a resort town.
Besides the Las Vegas Strip, with its high-end casinos and hotels, attractions include: Fremont Street, Hoover Dam, The Neon Museum and the Mob Museum.
Las Vegas has recently gained two professional sports teams, the Golden Knights (NHL), an expansion team and the Oakland Raiders (NFL). The Raiders will play in Vegas starting in 2020, while the Golden Knights will begin play during the 2017-2018 season. In addition, the city’s only minor league team is the 51s, the triple A baseball affiliate of the New York Mets.
Insurance Discounts in Las Vegas
In Nevada, teens and drivers 55 and older who complete driver’s ed courses can get auto insurance discounts. Common insurance discounts from car insurance companies include:
- Good student
- Multiple policy
- Automatic payment
Remember that the best way to save money with auto insurance is to keep a clean driving record.
Las Vegas Driving Conditions
The Las Vegas climate is defined as a subtropical hot desert climate. The annual high temperature is 80 degrees and the annual low temperature is 58.6 degrees. Summers are very hot, while winters are mild. Because of its location within the Mojave Desert, Las Vegas experiences an average of 310 sunny days during the year. In addition, Las Vegas experiences the least humidity in all of North America. The area receives the most rainfall during the winter and spring months.
Drivers should check road and weather conditions before traveling.
According to the 2015 Crime in the United States report, Nevada had 77,137 accounts of property crime and 11,351 accounts of vehicle theft.
Nevada Driver’s License
As a legal resident of Nevada, you’ll need to obtain a Nevada driver’s license. Those with a valid out-of-state license will be required to pay an application fee and complete a vision test
When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of Nevada residency and proof of your Social Security number.
Seat Belt Laws
Occupants in a vehicle must wear a seat belt at all times in Nevada. Passengers under 12 must sit in the back seat and be properly restrained in a seat belt or car seat.
Children younger than 6 or under 60 pounds must ride in an approved child restraint system.
Cell Phone & Texting Laws
In Nevada, it is illegal to talk or text on a handheld mobile device. Fines can be up to $250 for any driver using a handheld phone or similar device to talk, read or type.
In Nevada, it is illegal to ride a camel on the highway.
You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud.
To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.