Best Cheap Auto Insurance in Los Angeles 90045
Looking for cheap auto insurance in Los Angeles? Auto Insurance Center will provide you with the best cheap auto insurance quotes.
Los Angeles is the second largest city in the United States and is the cultural, commercial and financial center in Southern California. Los Angeles is spanish for “The Angels” and its nickname is the “City of Angels.”
The area was first established and inhabited by the Tongva and Chumash tribes. The first Spanish settlement was established in 1769. Spain would control the region until 1821, when Mexico became independent from Spain.
During the Mexican-American War, the Battle of Rio San Gabriel gave the United States control of the Los Angeles region in 1847. Two years later, the California Gold Rush flooded the area with people and the population grew rapidly.
Los Angeles was incorporated on April 4, 1850 and in that same year, California became the 30th state in the union.
During the later half of the 1800s, Los Angeles continued to grow in population, thanks to the establishment of railroads.
Top Los Angeles attractions include: Griffith Observatory, Sunset Boulevard Rodeo Drive, Santa Monica Pier and Beach, Universal Studios Hollywood, Venice Beach, Hollywood Walk of Fame, TCL Chinese Theatre, Los Angeles County Museum of Art and Walt Disney Concert Hall.
Los Angeles is one of 13 U.S. cities to have a professional sports team from all four major sports organizations. These include the Rams (NFL), Charges (NFL), Dodgers (MLB), Angels (MLB), Lakers (NBA), Clippers (NBA), Kings (NHL) and Ducks (NHL). The Kings have had the most recent success, winning the Stanley Cup in 2012 and 2014. As for college sports, Los Angeles is home to the UCLA Bruins and USC Trojans. Los Angeles will host its third Summer Olympic Games in 2028.
Insurance Discounts in Los Angeles
In California, a good driving record can earn you auto insurance discounts — up to 20 percent — under California law (Prop 103). Common insurance discounts from car insurance companies include:
- Good student
- Multiple policy
- Automatic payment
- Bundling auto with homeowners or renters
Remember that the best way to save money with auto insurance is to keep a clean driving record.
Driving Conditions in Los Angeles
Los Angeles is classified as a Mediterranean climate. The annual high temperature is 71.7 degrees while the annual low temperature is 55.9 degrees. Summer are warm, although the temperature varies and the winters are mild with rainfall. Los Angeles area also has a smog season, which lasts from May to October, due to high air pollution in the San Fernando Valley.
According to Inrix, a transportation analytics firm, Los Angeles is ranked Number 1 as the world’s most traffic-clogged city. Be sure to check both weather and traffic conditions before traveling.
According to the 2015 Crime in the United States report, California had 1,024,914 accounts of property crime and 170,993 accounts of vehicle theft.
California Driver’s License
As a legal resident of California, you’ll need to obtain a California driver’s license. Those with a valid out-of-state license will need to make an appointment before visiting a DMV office as well as be required to pay an application fee and will need to pass a vision and written exam.
When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of California residency and proof of your Social Security number.
Seat Belt Laws
Seat belts are required for all drivers and passengers in California.
California law requires that all children under the age of 8 be properly restrained in an appropriate child seat in the backseat of a vehicle. However, children weighing 40 or more pounds or standing 40 or more inches taller are exempt. Children under 2 must ride rear-facing in an appropriate child passenger safety seat.
Cell Phone & Texting Laws
In California, drivers cannot call or text on a handheld device while driving.
In California, it’s unlawful to let a dog pursue a bear or bobcat at any time.
You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud.
To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.