Best Cheap Auto Insurance in Torrance 90501
You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud.
To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.
My vehicle's recently been hit by a vehicle that carries Mercury Insurance. I was in a parking lot waiting for cars to pass, and suddenly a car backs up into mine from his parking space. Obviously it was the other vehicle's fault. Anyways, I contacted their insurance company immediately. The Adjuster said that once he'd contacted the Insured, they could go on with the process. In the mean time, go to one of Mercury's body shops to get an estimate of the total damages. I told him that I wanted to go to a body shop connected to the dealer that I purchased my car from. He said I could do that, but It'll take another 8-10 business days for one of their guys to go to that body shop and authorize the work. Then he changed it all around and said that I couldn't take it to another body shop at all. All I was suppose to do was have my car looked at for 10 minutes, get an estimate, and wait to be contacted again for the next proceeding. He said that I would have to pay for my own rental cars until they were able to determine who was liable for the accident. He also kept insisting for me to make a claim with my insurance company instead. I hung up the phone thinking... Wow, how inconveniant for me. First I get hit by a car out of no where, and now I have to work around Mercury's schedule. I didn't feel right. So I called my adjuster back and said, " I know the accident wasn't my fault. So I'm going to drop my car off at a body shop of my choice, have them fix it and pick up a rental car which Mercury will pay for." The next day, my adjuster called me and told me that the work has been authorized and if I needed anything else I could call him.
This company controls, by their recomendations, whether or not many school districts will implement life saving Automated External Defibrillator (AED) programs. Recently they told the Novato unifed school district that âWe recommend AED use only for those [school] districts that are very remote with emergency services that cannot respond quickly enoughâ¦â I lost my youngest son to Sudden Cardiac Arrest because his school did not have an AED. He collapsed at school at 9:00 a.m.. There was no traffic and the nearest fire station was exactly 2 miles away. Due to the timeline of events, he went 23 minutes without circulation until EMT's arrived. That left him blind, completely paralyzed. He could not speak and he could not chew or swallow.. He died as a result of his school not having the one tool the school nurse needed to save his life - an AED. In Sudden Cardiac Arrest situations, circulations stops immediately. For each minute without circulation, you lose 10% of your ability to survive. After only four minutes without circulation, permanent irreversible brain damage begins to occur. It is not humanly possible for EMT's to respond to a Sudden Cardiac Arrest situation in under four minutes. Therefore, AED's need to be forward deployed in the community at schools and other public facilities. Because in every case, the public (lay responders) are the first to arrive on scene - not EMT's. They need the tools to make a difference between whether EMT's transport a victim or a body. Keenan & Associates stand on this issue is wrong - dead wrong.
In Keenan & Associates "Automated External Defibrillators (AEDs) Health and Safety Code Requirements" bulletin from January 2010 they state: "We recommend AED use only for those districts that are very remote with emergency services that cannot respond quickly enough." In the chain of survival, one of the vital links is "early defibrillation." Even if there is a fire station just down the street, the EMS personnel may not make it in time when someone suffers a Sudden Cardiac Arrest. And that is why it is vital to have more AED units within our communities. School AED Programs are supported by the California Legislature and by the California PTA.
Post Insurance has been my insurance broker for the past 5 years and I am extremely happy with their service. The staff is friendly and knowledgeable, and they have competitive pricing. I recommend giving them a call for your insurance needs.