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Best Cheap Auto Insurance in Long Beach 90802

Looking for cheap auto insurance in Long Beach? Auto Insurance Center will provide you with the best cheap auto insurance quotes.

Located within the greater Los Angeles area, Long Beach is the second largest city in the LA metropolitan area. The city is known for its diverse population, eco-friendly community and shoreline.

Though indigenous people lived in the Long Beach area for over 10,000 years, Tongva tribes inhabited the area when the Spanish arrived in 1700s. In 1784, Long Beach was settled as part of a Spanish land grant to soldier Manuel Nieto.

In 1866, the area was sold to rancher Lewellyn Bixby. With his brother Jotham, the men developed the Long Beach area.

The city was incorporated on Dec. 13, 1897. In 1902, the Pacific Electric trolley was introduced in Long Beach and helped the city grow into a resort and commercial center.

Oil was discovered in the area in 1921, which shifted into a major industry for the city. Today, the Port of Long Beach is the second busiest container port in the U.S. and is one of world’s largest shipping ports. The city is also home to various educational institutions including California State University-Long Beach and Long Beach City College.

Top attractions for Long Beach include: Shoreline Village, Aquarium of the Pacific, Long Beach Museum of Art, Long Beach Antique Market and Rancho Los Cerritos Historic Site.

The biggest sporting event Long Beach hosts is The Grand Prix of Long Beach. What started as a Formula 5000 race in 1975 has turned into an IndyCar race. In addition, every October, Long Beach hosts The Long Beach Marathon. Long Beach will host multiple sports during the 2028 Summer Olympics.

Insurance Discounts in Long Beach

In California, a good driving record can earn you auto insurance discounts — up to 20 percent — under California law (Prop 103). Common insurance discounts from car insurance companies include:

  • Good student
  • Multi-car
  • Multiple policy
  • Automatic payment
  • Bundling auto with homeowners or renters
  • Paid-in-full

Remember that the best way to save money with auto insurance is to keep a clean driving record.

Driving Conditions in Long Beach

The Long Beach area is classified as a Mediterranean climate, along with strong semi-arid climate characteristics. The annual high temperature is 74.2 degrees, while the annual low temperature is 55.4 degrees. Summers are warm with occasional fog at night and winters are mild with heavy rainfall. Overall, the city experiences different weather patterns than neighboring coastal cities because of its location on the Palos Verdes Peninsula.

Crime Statistics

According to the 2015 Crime in the United States report, California had 1,024,914 accounts of property crime and 170,993 accounts of vehicle theft.

California Driver’s License

As a legal resident of California, you’ll need to obtain a California driver’s license. Those with a valid out-of-state license will need to make an appointment before visiting a DMV office as well as be required to pay an application fee and will need to pass a vision and written exam.

When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of California residency and proof of your Social Security number.

Seat Belt Laws

Seat belts are required for all drivers and passengers in California.

California law requires that all children under the age of 8 be properly restrained in an appropriate child seat in the backseat of a vehicle. However, children weighing 40 or more pounds or standing 40 or more inches taller are exempt. Children under 2 must ride rear-facing in an appropriate child passenger safety seat.

Cell Phone & Texting Laws

In California, drivers cannot call or text on a handheld device while driving.

Odd Law

In California, it’s unlawful to let a dog pursue a bear or bobcat at any time.

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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