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Best Cheap Auto Insurance in San Clemente 92673

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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  • Great service. They take the time to explain your coverage and keep you informed.

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  • This company controls, by their recomendations, whether or not many school districts will implement life saving Automated External Defibrillator (AED) programs. Recently they told the Novato unifed school district that “We recommend AED use only for those [school] districts that are very remote with emergency services that cannot respond quickly enough…” I lost my youngest son to Sudden Cardiac Arrest because his school did not have an AED. He collapsed at school at 9:00 a.m.. There was no traffic and the nearest fire station was exactly 2 miles away. Due to the timeline of events, he went 23 minutes without circulation until EMT's arrived. That left him blind, completely paralyzed. He could not speak and he could not chew or swallow.. He died as a result of his school not having the one tool the school nurse needed to save his life - an AED. In Sudden Cardiac Arrest situations, circulations stops immediately. For each minute without circulation, you lose 10% of your ability to survive. After only four minutes without circulation, permanent irreversible brain damage begins to occur. It is not humanly possible for EMT's to respond to a Sudden Cardiac Arrest situation in under four minutes. Therefore, AED's need to be forward deployed in the community at schools and other public facilities. Because in every case, the public (lay responders) are the first to arrive on scene - not EMT's. They need the tools to make a difference between whether EMT's transport a victim or a body. Keenan & associates stand on this issue is wrong - dead wrong.