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Best Cheap Auto Insurance in Santa Ana 92705

Looking for cheap auto insurance in Santa Ana? Auto Insurance Center will provide you with the best cheap auto insurance quotes.

Located south of Los Angeles and 20 minutes west of Newport Beach is Santa Ana, known for its wine industry, street fairs and biker-friendly streets.

The first inhabitants in the region were the Tongva tribes. The Spanish explorers arrived in 1769 and named the area Rancho Santiago de Santa Ana, after Saint Anne. The area grew in population and developed into a farming community.

American settlers came to the area during the 1850s after United States gained control in 1848.

Santa Ana was incorporated on June 1, 1886. Also during this time period, the Southern Pacific Railroad built a line that ran from Los Angeles to Santa Ana. This helped boost the economy and Santa Ana quickly became a center for commercial, manufacturing and financial businesses.

During World War II, the United States Army Air Forces used the Santa Ana Army Air Base as a training center.

Today, Santa Ana’s economy revolves around manufacturing electronic parts, aerospace equipment and sporting goods.

Top attractions include: Bowers Museum, Santa Ana Artist Village, Discovery Cube Orange County, Lyon Air Museum, Santa Ana Zoo and Orange County Center for Contemporary Art.

The Santa Ana stadium and Santa Ana Unified School District Sports Complex Stadium hosts high school and collegiate sports teams.

Insurance Discounts in Santa Ana

In California, a good driving record can earn you auto insurance discounts — up to 20 percent — under California law (Prop 103). Common insurance discounts from car insurance companies include:

  • Good student
  • Multi-car
  • Multiple policy
  • Automatic payment
  • Bundling auto with homeowners or renters
  • Paid-in-full

Remember that the best way to save money with auto insurance is to keep a clean driving record.

Driving Conditions in Santa Ana

Santa Ana is classified as a hot semi-arid climate. The annual high temperature 76.3 degrees and the annual low temperature 54.9 degrees. The summers are hot and dry while the winters are mild with moderate rainfall. Rainfall occurs between November and April.

The closest interstate is one of the busiest, Interstate 5, and is frequently congested for commuters. Be sure to check traffic reports before traveling.

Crime Statistics

According to the 2015 Crime in the United States report, California had 1,024,914 accounts of property crime and 170,993 accounts of vehicle theft.

California Driver’s License

As a legal resident of California, you’ll need to obtain a California driver’s license. Those with a valid out-of-state license will need to make an appointment before visiting a DMV office as well as be required to pay an application fee and will need to pass a vision and written exam.

When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of California residency and proof of your Social Security number.

Seat Belt Laws

Seat belts are required for all drivers and passengers in California.

California law requires that all children under the age of 8 be properly restrained in an appropriate child seat in the backseat of a vehicle. However, children weighing 40 or more pounds or standing 40 or more inches taller are exempt. Children under 2 must ride rear-facing in an appropriate child passenger safety seat.

Cell Phone & Texting Laws

In California, drivers cannot call or text on a handheld device while driving.

Odd Law

In California, it’s unlawful to let a dog pursue a bear or bobcat at any time.

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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