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Best Cheap Auto Insurance in Fresno 93721

Looking for cheap auto insurance in Fresno? Auto Insurance Center will provide you with the best cheap auto insurance quotes.

As one of the biggest farming regions in the nation, Fresno is the birthplace of the raisin industry.

Fresno was first inhabited by the Native American tribe, the Yokuts, who often traded with other Californian tribes.

In 1872, Fresno was founded by the Central Pacific Railroad Co., although the county of Fresno was formed in 1856 after the California Gold Rush.

The city was incorporated in 1885 and five years later the city’s population was over 10,000. The population grew into an ethnic mix of people from around the world during the 1900s, including: Germany, Russia, Japan, Armenia and China.

After World War II, Fresno grew more into a city through urban development. Today, Fresno County is ranked No. 1 in the United States for agricultural production. Major crops include, grapes, almonds, cottone, peaches and nectarines.

In addition, Fresno has grown into a technology industry hub with the growth of electronics, machinery and science industries.

Top Fresno attractions include: Forestiere Underground Gardens, The Discovery Center, Shinzen Friendship Garden, Fresno Art Museum, Fresno Chaffee Zoo and Arte Americans.

Fresno is home to three minor league sports teams, including the Grizzlies (baseball), Fuego (soccer) and Monsters (hockey). In addition, California State University, Fresno is a NCAA Division I school and competes in the Mountain West Conference.

Insurance Discounts in Fresno

In California, a good driving record can earn you auto insurance discounts — up to 20 percent — under California law (Prop 103). Common insurance discounts from car insurance companies include:

  • Good student
  • Multi-car
  • Multiple policy
  • Automatic payment
  • Bundling auto with homeowners or renters
  • Paid-in-full

Remember that the best way to save money with auto insurance is to keep a clean driving record.

Fresno Driving Conditions

Fresno is classified as semi-arid climate. The annual high temperature is 76.9 degrees and the annual low temperature is 51.3 degrees. The summers are hot and dry while the winters are wet and mild. In addition, thick tule fog is common during the winter months, making driving conditions hazardous. Check road conditions before traveling.

Crime Statistics

According to the 2015 Crime in the United States report, California had 1,024,914 accounts of property crime and 170,993 accounts of vehicle theft.

California Driver’s License

As a legal resident of California, you’ll need to obtain a California driver’s license. Those with a valid out-of-state license will need to make an appointment before visiting a DMV office as well as be required to pay an application fee and will need to pass a vision and written exam.

When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of California residency and proof of your Social Security number.

Seat Belt Laws

Seat belts are required for all drivers and passengers in California.

California law requires that all children under the age of 8 be properly restrained in an appropriate child seat in the backseat of a vehicle. However, children weighing 40 or more pounds or standing 40 or more inches taller are exempt. Children under 2 must ride rear-facing in an appropriate child passenger safety seat.

Cell Phone & Texting Laws

In California, drivers cannot call or text on a handheld device while driving.

Odd Law

In California, it’s unlawful to let a dog pursue a bear or bobcat at any time.

You would be surprised how much insurance rates can vary zip code to zip code even if the zip codes are within the same metropolitan area. This can be for various reasons including higher or lower crime rates in a specific zip code area, accident statistics in that zip code, traffic density in different parts of the city, and even different weather conditions depending on what part of the metro area you are in. This can become even more interesting if you live on the border of a different zip code yet your are paying more for insurance than you would if you lived right across the street. While some people will use this to their advantage and give their insurance company a different address than their actual address to save some money it is not advisable as this may be seen as a form of fraud. 

To find out what your auto insurance rates will be for you zip code either fill out the quick quote form above or call one or more of the local agents below. It is best to call more than one to get them to compete for your business so that you can get the cheapest rates possible. Many people would rather avoid this effort because its more work but its one of the best ways to get cheap auto insurance quotes.

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