Best Cheap Auto Insurance in San Francisco 94127
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As one of the oldest cities in California, San Francisco is known as the crown jewel of the Bay Area.
Spain would inhabit the area until the signing of the Treaty of Guadalupe Hidalgo in 1848, which gave the United States control over the region.
The Gold Rush in 1848 created a large influx of immigrants to the region. Within a year, more than 50,000 people came to the area looking for gold.
The city was incorporated on April 15, 1850. During the latter half of the 1800s, Chinese immigrants traveled to San Francisco to help build the Central Pacific Railroad. San Francisco’s Chinatown quickly grew into the largest Chinese settlement outside of Asia.
San Francisco suffered a severe earthquake on April 18, 1906 that crippled the city and its population. However, the city was able to rebuild quickly and improve the city center.
During the Great Depression, San Francisco saw a growth in its suburbs as well as the building of the Golden Gate and San Francisco Bay Bridges.
San Francisco played a vital role in arms production during World War II, specifically supplying the Pacific theater.
Today, the city maintains its reputation as the cultural center for bohemianism as well as a technology/startup hub.
Top San Francisco attractions include: Golden Gate Bridge, Ferry Building Marketplace, Mission District, Muir Woods National Monument, Alcatraz, Fisherman’s Wharf and Chinatown.
San Francisco Bay Area is home to two professional sports teams: Giants (MLB) and 49ers (NFL). The Giants have had the most recent success, winning the World Series in 2010, 2012 and 2014. Because of its climate, San Francisco offers various outdoor activities including having more than 200 miles of bicycle paths in the city.
Insurance Discounts in San Francisco
In California, a good driving record can earn you auto insurance discounts — up to 20 percent — under California law (Prop 103). Common insurance discounts from car insurance companies include:
- Good student
- Multiple policy
- Automatic payment
- Bundling auto with homeowners or renters
Remember that the best way to save money with auto insurance is to keep a clean driving record.
Driving Conditions in San Francisco
San Francisco is classified as a warm Mediterranean climate. The annual high temperature is 63.8 degrees and the annual low temperature is 50.8 degrees. The summers are usually dry while the winters are mild and wet. The weather temperature is influenced by cool breezes off of the Pacific Ocean, which makes the city experience cooler temperatures than inland towns across the coast. The city also experiences fog frequently. As for natural disasters, the San Francisco region is prone to earthquakes thanks to its proximity to the San Andreas Fault.
San Francisco has been ranked one of the worst city for motorists. Be sure to check traffic reports and weather before driving in San Francisco.
According to the 2015 Crime in the United States report, California had 1,024,914 accounts of property crime and 170,993 accounts of vehicle theft.
California Driver’s License
As a legal resident of California, you’ll need to obtain a California driver’s license. Those with a valid out-of-state license will need to make an appointment before visiting a DMV office as well as be required to pay an application fee and will need to pass a vision and written exam.
When you visit the DMV, bring your valid out-of-state license, proof of U.S. residency (birth certificate, passport, etc.), proof of California residency and proof of your Social Security number.
Seat Belt Laws
Seat belts are required for all drivers and passengers in California.
California law requires that all children under the age of 8 be properly restrained in an appropriate child seat in the backseat of a vehicle. However, children weighing 40 or more pounds or standing 40 or more inches taller are exempt. Children under 2 must ride rear-facing in an appropriate child passenger safety seat.
Cell Phone & Texting Laws
In California, drivers cannot call or text on a handheld device while driving.
In California, it’s unlawful to let a dog pursue a bear or bobcat at any time.